BUYERS 

When you find that dream home, there is better than 60% chance it will be foreclosure related. 

Will your agent know how to negotiate price and terms with a bank or corporation?

Will your agent be familiar with the forms and contracts used by banks?

Will your agent know how to best structure the deal to get you the best price?

 Phil Hanner has sold bank owned properties for major banks and lending institutions since 2007. He also has specialized in negotiated settlements (short sales) of properties that are headed toward foreclosure since 2004.

Take advantage of Phil's insider knowledge and many years of experience in foreclosures. Will your agent know if the agent has any possibility of even getting the short sale done?

Some claim to be "Distressed Property Experts" because they paid a few hundred bucks to some company for the title. Many have never done a short sale or worked with an asset manager and never will. Phil sees the confusion and lost deals caused by agents who are not experienced in this field every day. Phil can walk you through the foreclosure maze.

And, of course, Phil helps buyers and sellers with "traditional" transactions. Phil has worked with professional investors, first time homebuyers, and repeat buyers.


SELLERS

The best marketing for real estate is price! You will likely be competing against foreclosure property. This will affect your price and your timeline. It will also affect how available you make your home for showings.

If your market area is in a decline in value, you will need to stay ahead of that decline in your pricing or your property may never sell. As values stabilize, this will become less of an issue. Some sellers are in a position to be patient. Some sellers need to move quickly. And, unfortunately, some sellers are headed toward foreclosure and must beat the clock.

Agents who handle REO and short sales typically do more research into values and market analysis than traditional agents. The banks want to know what their asset is worth, as often as once or twice per month. This experience will help determine where to price your home.

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