If you can no longer afford your home and need to sell, please contact Phil. If you know someone who is struggling, have them contact me. I have been doing short sales since 2004. A short sale is when a bank will allow owners to sell their property, even if there will not be enough money from the sale to fully pay off the mortgage(s). The mortgage is payed off "short". This is where the term short sale comes from. They used to be called negotiated settlements.
Don't waste your time with a first timer. There is no charge to the seller for this service if the property does not sell.
Click this link for a little inside info on what goes on behind the scenes in some short sales - you might be shocked.
http://www.thinkbigworksmall.com/mypage/player/tbws/23088/1130700