If you have not done so already, please go to the contact page and send me some information. I will contact you.

Bank owned and pre-foreclosure sellers REQUIRE that you be pre-approved for financing PRIOR to making an offer. If you are paying cash you need to provide a "proof of funds" letter. I take it one step further for my buyers to make sure your offer is treated seriously. Even if you are buying "regular" real estate, this is a good pattern to follow.

I prefer that you work with a bank or mortgage company that you have had good experiences with in the past. If you need referrals, I can provide them. If you are a first time buyer, I will head you in the right direction. No matter what, I suggest you go to at least three lenders to find the best deal.

This all needs to be done before you start looking. I can help you with this process.

Once you are able to show sellers that you are ready, willing and able to close - we will start looking.  I do not rush people to buy. I like to find out what you like, then I start looking. When I find a deal I contact you so we can see if it is a match. Then, I do the research to find out where the offer should be and to prove to you it is a deal.

There is alot of misinformation out there from people not focused on, and experienced in, the foreclosure markets. Be careful who you listen to.

Is there a downside of buying bank owned and pre-foreclosure property? YES.  But it is nothing that can't be conquered.

THERE IS NO EXCUSE FOR NOT GETTING A GOOD DEAL IN THIS MARKET!